Hi Jay,
Actually, there is a /3GB switch you can use with XP's boot.ini file to address more memory. And, it is more likely that you will run out of temp space by allocating a RAM drive, I think, and then get yet another problem.
The 'rats in the attic' after an autosave isn't normal. I'm wondering if your disk partitions are heavily fragmented? Do you defrag regularly?
Cheers,
Karl