because you don't have a project open that requires that much RAM.
rendering is a CPU intensive task and will only use a little more RAM than normal ArchiCAD use.
basically, for the size of the model you are working on, you don't need all that RAM. however, Windows itself and other applications will be wanting the rest of the RAM, as would other instances of ArchiCAD. Also, as your model gets bigger and you add more views/layouts etc.. it will use more and more memory.
you might not be using it now, but you've got plenty of headroom to expand into.
Josh Osborne - Central Innovation
HP Zbook Studio G4 - Windows 10 Pro, Intel i7 7820HQ, 32Gb RAM, Quadro M1200