Jody,
I just use beams. When I get the structural design from the engineers, I actually place every stick in the building, including the headers. These become my framing plans, too... I set up a display option combo that displays beams as 'centerline only', and it looks like an ordinary framing plan, with the added bonus of having all of the placed beams show up in my sections.
Normally, I just use fills to add in the sill plates, top plates and double 2x window sills, although I've modeled those before, too. since those never really change, I've found those are easiest to just 2D into the sections (one of the few things I 2D into sections)... but they can be modeled just as easily, if you want to.
For stuff I want to model, but don't really want to 'see' in plan view, I use a very loose dotted line type, and assign an 'invisible' pen in layout mode. My 'invisible' pen reads as a very faint gray in model view so I can see it while I'm working. The loose dotted line prevents obscuration of other elements in layout mode if I don't have the display order set perfectly.
Hope that helps... it's 'a' solution... Not the 'only' solution, of course.
You could use the profile wall to do the top and bottom plates, then the beam technique for headers and window sills. That'd give you 100% modeled sections, and full parametrics.