Roger,
I've never recovered back to the 'last click'... Only to the last manual or auto-save. You could update the frequency of your auto-save. I've got mine at 60 seconds / 10 commands with 5 second suspension. Sometimes, I think I should set my suspension tighter, though.
I'm on a much earlier version of AC than you are, but imagine you must still be able to fine-tune the auto-save in the later editions.
As far as being 'online'... Yeah, I'm inconvenienced a little by using the thumb drive, but the peace of mind is worth it, for me.
I'm just saying.... SONY. A clear indicator of how dangerous 'cloud' computing can be. For as little as I need to interface my work files with the web, I've elected to entirely eliminate the risk. Particularly since I leave my machines running 24/7.
As famously stated by Corporal Hicks in 'Aliens', "It's the only way to be
sure
."
Best wishes,
Dave Sanders