I was thinking the SEO solution would keep your linework in plan view simple, by hiding the extra slab you need for your second material.
Without getting into GDL, it is possible to create simple 3d polygons in ArchiCAD. For vertical rectangles use the wall tool with 0 thickness. For horizontal polygons use the slab or roof tool with zero thickness. For vertical irregular polygons you'd need to start with a large rectangle and then slice it up with roof planes or SEO's. All these solutions lose the ability to show different materials on each face of the polygon and will doubtless have display problems and other issues. Things will get quite psychedelic in 3d if you try to place a zero-thickness element directly on the surface of another element.
ArchiCAD doesn't really like to think like this, which is why there is no 3dplane tool. A good thing, too. The idea is that you're constructing a building in virtual space, rather than creating a CAD model.
David Collins
Win10 64bit Intel i7 6700 3.40 Ghz, 32 Gb RAM, GeForce RTX 3070
AC 27.0 (4001 INT FULL)