millard-
Not only have I had the problem you describe, but check this out:
take an existing single line of text that will wrap down to a second line.
start typing anywhere in the line of text, and type enough so the text will wrap to the second line.
as the text hits the wrap point, watch in amazed dissapointment as the cursor jumps up to the first line of the text block and keeps typing, screwing up your note.
Anybody seen this behavior before?
Wes